Setting my Goals for year 2018

I have been setting my goals for the past few years (probably 10 years or more if I recalled correctly), yet when I looked back and searched for my goal settings articles, it was like all over the place inside here, maybe under a different heading and different stages in my life and timeline.

Today, I would be writing and sharing on my personal goals settings for the year 2018, my goal settings for my photography business, personal photography and travel would not be published inside here, they should be published soon.

Over the past month, December 2017, I did quite a fair bit of personal reflection, preparing myself what I wanted to do and achieve for my goals in the year 2018. Some of my goals were more inner and personal goals than monetary or achievement goals.

  • Healthy and active sporting lifestyle (Disciplined exercise regime) – No excuses for myself, I had been lazy, slacking and ill-disciplined in this aspect. I need to get my lazy self up and exercising regularly and consistently again. With a healthy mindset, body, mind and soul, it would assist me in taking on all the challenges, stress and pressure of running a small photography business in an era of highly disruptive and competitive economy. Not to forget mentioning that being healthy and active is something that money can’t buy.
  • Read more books – Reading helps to soothe my mind, heart and soul, as well as adding knowledge, skills and understanding of things/matters in different industries, societies and people. I haven’t been reading more than I would love to. Moving forward in the year 2018, I want to read more books from a diverse nature and genres.
  • FOREX / Alternative Investments / Trading – These alternative investments areas were something that I embarked upon a few years back, however, I didn’t have the persistency and discipline to maintain and continue the journey due to a different direction and goals settings during that period of time. Thanks to Pro Traders Academy in 2017, I am back, revising and preparing to enter into these alternative investments again, building up a side income and funds for my future.
  • Learn new skills and knowledge – Learning is a lifelong philosophy and we must keep on learning and gaining new skills and knowledge, changing and adapting in this climate of constant and highly disruptive economy and society. I started using SkillsFuture in 2017 and I would continue to find new courses to learn new skills and knowledge, adding them to my existing skills and knowledge setup.
  • Avoid and stay away from negative and nasty people – I had seen my fair share of negative and nasty people, who just have a knack for imposing everything of themsleves on other people. There are times whereby they don’t want you to succeed, they want you to fail, their words are nasty and hurting. These type of people really affect me, while people beside me can easily said that I can don’t listen to them and let them affect me, I still got infected and got affected by them, resulting in some hindrance in my journey. The time has come to protect myself from the negative and nasty people by avoiding and staying away from them.
  • Decluttering + Minimalist – It didn’t occur to me how therapeutic it can be for me, decluttering the many physical items in my life. Sometimes, the human race is chasing a lot of physical goods and commodities, there’s no internal and emotional fulfillment at times. Decluttering started in mid 2017, when I did spring cleaning of my room, re-arranging of my cabinets before helping to rearrange some of the cabinets in my living room. There’s some progress, there’s still a lot of work to be done. Next up is Minimalist, would I ever be able to achieve it? I don’t know, to be honest. It’s like an utopia somehow, however, it can be done, the question is, do I want to achieve it?
  • Embrace change and disruption – Although I mentally, emotionally and psychologically prepared myself for change in 2017, the huge waves of changes and disruptions were even more higher and powerful than I initially prepared myself for. Year 2017 became another learning curve for me, I am telling myself and preparing myself again, to embrace change and disruption (reminder that it might even get bigger, higher and powerful than previous editions)
  • STOP Overthinking – It’s one of my flaws that I personally and publicly acknowledged. Taking the steps to stop overthinking, it might not be easy and I am taking the first step.
  • STOP Putting Myself Down – Many a times, I let the words of negative and nasty people into my head, mind and soul, the Bad Wolf started to eat me up inside, transforming into thoughts that made me put myself down. The time also come for me to put a STOP to this.
  • Ikigai – ????, this is something that I am going to discover myself and search for it, the reason.
  • The subtle art of not giving a f*@k – There are a few, maybe a number of people out there that I will not be giving a damn of what you say, comment, feedback or criticize. It’s not that I can’t take criticisms, feedbacks or comments. It’s not the same at all.

To some of you, this may not be the “standards” of goals settings. It’s not for you, this is for me and myself only.

Copernicus Gold launched digital payments system linked to gold

One of my previous professional working experiences was in the financial advisory industry. While my professional training was in financial planning and advisory, I was also exposed to alternative investments in the financial industry that were of strong interest to me too, one of them was gold investments.

This area of gold investments, is probably not as well publicised nor well known to the public. It is not as widely and openly traded in the mass consumer markets versus at the institutional level. Nonetheless, I reckon there are a small group of consumers in the market who have invested in gold and there are more who wish to have started investing in gold investments.

Most recently, I received information on this new company Copernicus Gold setting up their headquarters office in Singapore. I was very interested to learn more about them, a combination of a traditional alternative investment product (gold) with modern technology using Blockchain.

In my article, I am sharing more about Copernicus Gold and their new digital payments system linked to gold. Please do your own due diligence, read up more about investing, alternative investing, gold investments before you start any form of investing in the financial markets.

I have started to read up more about them and what they do, they have a pretty good FAQ on their website for those who have queries in your mind on what they do and how they do it. Personally, I hope to learn more in-depth about them and share more articles on investing in gold, that is now more openly available and easier to do in Singapore.

If you like to know more about Copernicus Gold, check out the various Copernicus Gold links below to their website and social media channels:

Let me share with you more about their new digital payments system linked to gold from their press release information below:

Copernicus Gold offers a reliable global system for gold trade that is simple, of mass, and is cheap; solving, for the first time, Gresham’s Law which states that ‘bad money drives out good’.

For instance, if there are two forms of commodity money in circulation and both are accepted by law as having similar face value, the more valuable of the two will disappear from circulation. For example, from the 1920s to today, fiat currency drove out gold backed currency, simply because a few who could have wanted to own all the gold.

By developing formulae based on a strict mathematical statement of the necessary size of the company’s gold reserve, Copernicus Gold has determined and been granted a patent by the US Patent Office for an algorithm that forms the basis of a global payments system business model, linking a digital asset or currency to a reserve of a commodity such as gold. The algorithm ensures that the reserve of the commodity is at an optimal level to fulfil all incoming orders, as well as to issue, and maintain in reserve, sufficient amount of that commodity, in this case gold, and currencies based on several general requirements.

Professor Vladmir Nikolaevich Frolov, the founder of Copernicus Gold says, “The mathematical model, or algorithm, accounts for the market price of gold, the bullions’ weight and other conditions. This ensures that the amount held in reserve is satisfactory for operational continuity, plus avoids the emission of unreasonably large or insufficient amounts of electronic gold.”

As such, Copernicus Gold has launched a global payments system of digital gold, which is linked to a store of gold bullion in Singapore. The system operates as a cloud-based multi-currency platform that issues digital gold in any measure, enabling anyone, anywhere, to acquire, save or pay with digital gold.

PATENT ISSUED

Copernicus Gold has successfully lodged and been granted a patent for its mathematical model by the US Patent Office. The patent was granted for a “System and method for issuance of electronic currency substantiated by a reserve of assets”. The invention is classified as an electronic currency and particularly, a system for, and the means of, using currency issuance and circulation, where the value of the currency is backed by a material reserve.

GOLD RESERVES

To substantiate the issue of digital gold, Copernicus Gold stores gold bullion in a vault at Freeport in Singapore.

Significantly, the speed at which transactions are made – the faster the circulation of funds – means that less gold is needed for the financial system’s operation.

Rapidly transferring payments offline (into bank accounts) decreases the need for circulating funds, which means less gold is needed and that the risk of failure to pay is avoided. Critically, this also relaxes the requirements of reserves of the commodity, such as gold, or any other commodity, as transactions that occur online take far less time to complete than those of existing payment systems.

In this sense, Copernicus Gold offers a revolutionary system to overcome Gresham’s Law, by providing a currency system that circulates gold.

BLOCKCHAIN

To enable operations, Copernicus Gold uses cutting edge, proprietary private blockchain to hold a transaction and financial instrument ledger with a powerful API that enables secure, transparent and safe real-time transactions at the speed of several hundred transactions per second, with the potential for greater speed.

The transactions are safe because there is no single transaction core in the blockchain. Instead, each node can potentially participate in processing transactions, which protects the system more than any system with a centralised core. Moreover, the authors of the system imposed the strictest known operation reliability and stability requirements on the system.

The company also offers open API that can be integrated into existing transaction systems and will permit fully automated payment settlements in digital gold.

SINGAPORE

Copernicus Gold chose to headquarter its operations in Singapore, as it is one of the world’s strictest jurisdictions for financial trade. The company operates as Copernicus Gold Singapore Pte. Ltd. which is registered as a stored value facility.

The CEO for Copernicus Gold Singapore Pte Ltd, Sergei Vozchikov says, “Copernicus Gold do not offer physical gold in exchange for payment. We do not issue loans or work in speculative markets, nor place client money in any tools. Instead, our system allows for transactions with two types of assets: digital gold and digital currencies (at present USD, EURO, SGD). The digital currency is linked to the currency kept in our bank accounts and similarly, the digital gold is secured by gold bullions kept in a vault in Singapore Freeport.”

“Moreover, your money is secure,” he adds, as “Being based in Singapore, we are required to identify our customers and conduct a financial monitoring procedure in full compliance with the requirements of the supervisory authorities.”

Copernicus Gold is available on the web, or as an iOS application for iPad and iPhone as well as an Android application for tablets and smartphones. The app can operate on any GSM phone as the system uses USSD (Unstructured Supplementary Service Data) to issue authentication codes.

* Information courtesy of Copernicus Gold *